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Schedule C spreadsheet vs QuickBooks vs Keeper

Short answer: a spreadsheet is the cheapest option and gives you the most control. Software adds bank sync and automation for a recurring fee. Competitor details are marked TBD until we verify them on the official pricing pages.

FeatureKeelsheet spreadsheetQuickBooksKeeper
PriceOne-time $14–$37 at launch; optional $19/yr updatesTBD (see quickbooks.intuit.com/pricing)TBD (see keepertax.com)
Bank syncNo (manual entry or CSV paste)YesYes
You own the fileYes (Sheets/Excel)Data export availableData export: TBD
Quarterly estimateYes (spreadsheet + free web calculator)TBDTBD
Learning curveLow if you know spreadsheetsMediumLow

Sources: QuickBooks pricing, Keeper. Last reviewed 2026-10-13. QuickBooks and Keeper are trademarks of their respective owners; no affiliation.

FAQ

Is a spreadsheet enough for Schedule C bookkeeping?

For many sole proprietors with simple income and expenses, a well-organized spreadsheet can be enough. Bank-feed automation, invoicing or payroll are reasons to consider software.

Why are some prices marked TBD?

We only publish competitor prices we have verified from their official pricing pages, with a date. Unverified prices are marked TBD; check the linked pages.